A Few Sound Reasons to Add a Fixed Annuity to Your Investment Plans

1) Safety *No stock market fluctuations

* Principal and interest guarantees

2)Tax Deferral * Interest earned is tax deferred

* No 1099's ( if no withdrawals are taken)

3)Yield * Attractive yield plus tax deferral

* First year interest enhancements plus rate

options

4)Guarantees * 100% Premium guarantees from the issuing insurance company

*Minimum interest guarantees

* Guaranteed lifetime income options

5) Liquidity * Free withdrawal features

6) Financial * Use to fund your children's/grand children's

Planning future school or future business ventures.

* Business buyouts

* Child support payments

* Used as a part of a well planned out diversified portfolio

7)Estate Planning * Proceeds of a fixed annuity are paid directly to the beneficiary

* Avoids the cost ,delays and expense of probate

8) No Sales Charge * 100% of your premiums earns interest from day one

9) Flexibility * Between contributions and payout options there may be a plan to fit most people's

financial plans